Are you a student in the Netherlands that got a job? Then it's time to get a public health insurance! Regardless of where you are from, EU or non-EU, every employee in the Netherlands is required to get a Dutch public health insurance. Generally, all insurances offer similar benefits, however, there are variations of add-on you can have in your insurance package.
Dutch Public Health insurance is a crucial consideration for international students working in the Netherlands. Menzis offers three main insurance plans tailored for different needs and budgets: the Basis Voordelig, Basis and Basis Vrij.
The monthly fee for Menzis health insurance starts from €133,75 per month for 2025 with the Basis plan. Plus, as a student, you may be eligible for a healthcare allowance (zorgtoeslag) of a maximum of €131 from the Dutch government per month, significantly reducing your costs.
Zilveren Kruis is one of the most famous and used insurances in the Netherlands. Their policies comply with Dutch regulations, ensuring you’re covered for essential medical care, which is mandatory under Dutch law.
The monthly premium for Zilveren Kruis' basic health insurance is €137,00 per month for 2025 without considering the healthcare allowance (zorgtoeslag).
Dutch public health insurance is a crucial consideration for international students working in the Netherlands. Menzis offers three main insurance plans tailored for different needs and budgets: the Basis Voordelig, Basis and Basis Vrij.
Students may also choose the Studenten Goed Verzekerd Collective which gives them:
This plan is designed as a budget option that covers essential healthcare services.
This plan offers a balance between cost and flexibility, providing more comprehensive coverage than the Basis Voordelig plan.
This is the most comprehensive plan in the Menzis lineup, offering maximum flexibility and coverage.
Dutch public health insurance is a crucial consideration for international students working in the Netherlands. Zilveren Kruis offers three main insurance plans tailored for different needs and budgets: Basis, Basis Zeker, Basis Exclusief.
This plan is designed as a budget option that covers essential healthcare services.
Starting price of €137,00
This plan offers a balance between cost and flexibility, providing more comprehensive coverage than the Basis Budget.
Starting price of €138,75
This is the most comprehensive plan in the Zilveren Kruis lineup, offering maximum flexibility and coverage.
Starting price of €155,25
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