Dutch Health Insurance

Did you sign an employment contract in the Netherlands? Then it's time to get a public health insurance! Regardless of where you are from, EU or non-EU, every employee in the Netherlands is required to get a Dutch public health insurance. Generally, all insurances offer similar benefits, however, there are variations of add-on you can have in your insurance package.

What Is Hollandzorg Health Insurance?

Hollandzorg specializes in providing affordable and accessible health insurance tailored to meet the needs of international students and expats. Their policies comply with Dutch regulations, ensuring you’re covered for essential medical care, which is mandatory under Dutch law.

What Is Menzis Health Insurance?

Dutch Public Health insurance is a crucial consideration for international students working in the Netherlands. Menzis offers three main insurance plans tailored for different needs and budgets: the Basis Voordelig, Basis and Basis Vrij.

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Getting a public health insurance with Menzis

Dutch public health insurance is a crucial consideration for international students working in the Netherlands. Menzis offers three main insurance plans tailored for different needs and budgets: the Basis Voordelig, Basis and Basis Vrij.

Students may also choose the Studenten Goed Verzekerd Collective which gives them:

  • Up to 20% discount on the additional insurances
  • Up to 20% discount on the dental insurances at Menzis Basis and Menzis Basis Vrij
  • 3 additional physiotherapy treatments
  • 100% reimbursement for a Mental Check-In
  • €50 reimbursement for lifestyle advice

Menzis Basis Voordelig

This plan is designed as a budget option that covers essential healthcare services.

  • Lower monthly premium
  • Coverage for basic healthcare needs
  • Limited network of healthcare providers
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Menzis Basis

This plan offers a balance between cost and flexibility, providing more comprehensive coverage than the Basis Voordelig plan.

  • Wider choice of healthcare providers compared to Basis Voordelig
  • More extensive coverage for basic healthcare needs
  • Higher premium than Basis Voordelig

Menzis Basis Vrij

This is the most comprehensive plan in the Menzis lineup, offering maximum flexibility and coverage.

  • Freedom to choose any healthcare provider
  • Extensive coverage for a wide range of healthcare services
  • Highest monthly premium among the three plans

Additional considerations

When selecting a health insurance plan, international students may want to consider factors such as:

  • English language support
  • Availability of student-specific benefits or allowances
  • Ease of claims process
  • Coverage for specific healthcare needs

Optional addition: BasicPlan Insurance

For additional security, students can add the BasicPlan Insurance. Priced at €0.53 per day, BasicPlan Insurance is a useful add-on for students seeking comprehensive support beyond health insurance such as:

  • Emergency Situations: Including travel-related incidents and immediate needs.
  • Liability and Accident Protection: Financial support in case of personal liability or accidents.
  • Coverage for Luggage and Household Effects: Protections for students’ belongings both at home and during travel.
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Key Features of Hollandzorg Basic Health Insurance

  • No excess
  • Comprehensive Coverage: Their basic package covers GP visits, hospital care, and prescribed medications.
  • Flexibility for Students: Hollandzorg understands student life. Their policies cater to part-time working students and those juggling internships.
  • Reimbursements: Hollandzorg’s easy-to-navigate system ensures smooth processing for reimbursements on medical expenses.
  • 24/7 Customer Service: Questions or emergencies? Their multilingual support team is available round the clock.

What does Hollandzorg cover?

  • General practitioner (GP) visits
  • Specialist consultations
  • Hospital stays and surgeries
  • Prescription medications
  • Mental health care
  • Emergency transport
  • 200 Euros for Emergency Dental Care
  • Coverage for repatriation
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How much does it cost?

The monthly premium for Hollandzorg’s basic health insurance is €164.70 per month for 2025. Plus, as a student, you may be eligible for a healthcare allowance (zorgtoeslag) from the Dutch government, significantly reducing your costs.

In addition, you can apply for the BasicPlan Insurance. This is insurance without any medical coverage. This insurance covers the following: Emergencies, Repatriation, Liability, Accident, Luggage, Household effect, Legal aid and Travel insurance. The premium for this plan is €0,53 per day.

Benefits for students

  • No Worries About Fines: Hollandzorg ensures you’re fully compliant with Dutch health insurance laws.
  • Financial Peace of Mind: Avoid surprise medical bills with comprehensive coverage.
  • Student-Centric Plans: Their flexible policies fit around your unique needs.
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Sign Up for Holland Zorg

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