International Student Essentials in the Netherlands

Did you just move to the Netherlands?
Welkom! Follow the steps bellow and guarantee the best stay for you. From applying to student finance, to the best student discounts, we have got you covered. 

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Banking in the Netherlands

Having a Dutch Bank Account will save you a lot of headaches down the line. You need one to get DUO, to apply for government benefits, you get paid quicker and making payments via ideal

What To Look Out For

  • Student Account: There are many different types of accounts, make sure to look out for a student account, these are usually free and have good interest rates.
  • Price: Make sure to keep an eye out for prices, some bank accounts are free whilst other require other a monthly or yearly fee.
  • Language: Pay Attention to which language the bank communicates in, some banks do not have any of their services in English whilst others do.

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Dutch Health Insurance

Are you a student in the Netherlands that got a job? Then it's time to get a public health insurance! Regardless of where you are from, EU or non-EU, every employee in the Netherlands is required to get a Dutch public health insurance. Generally, all insurances offer similar benefits, however, there are variations of add-on you can have in your insurance package.

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Getting a public health insurance with De Friesland

De Friesland is a Dutch insurer focused on personal healthcare support and wellbeing. It is a strong option for people looking for a more personal and health-focused approach.

Why choose De Friesland?

  • Strong focus on health and wellbeing programs
  • Personal customer support experience
  • Good additional healthcare options
  • Reliable coverage across the Netherlands
  • Wellness and preventative care benefits

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Getting a public health insurance with Zilveren Kruis

Public health insurance is essential for international students and young professionals who work in the Netherlands. Zilveren Kruis offers three main basic insurance plans, designed for different budgets and levels of flexibility, Basis Start (formerly Basis Budget), Basis Zeker, Basis Exclusief.

Why choose Zilveren Kruis?

  • Reliable Dutch insurer with a strong nationwide provider network
  • Digital-first services (app, online claims, policy management)
  • Clear coverage options and flexible deductibles
  • Suitable for students, starters, and professionals
  • Wide availability of contracted hospitals and care providers

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Getting a public health insurance with Menzis

Dutch public health insurance is a crucial consideration for international students working in the Netherlands. Menzis offers three main insurance plans tailored for different needs and budgets: the Basis Voordelig, Basis and Basis Vrij.

Students may also choose the Studenten Goed Verzekerd Collective which gives them:

  • Up to 20% discount on the additional insurances
  • Up to 20% discount on the dental insurances at Menzis Basis and Menzis Basis Vrij
  • 3 additional physiotherapy treatments
  • 100% reimbursement for a Mental Check-In
  • €50 reimbursement for lifestyle advice