Banking in the Netherlands
Having a Dutch Bank Account will save you a lot of headaches down the line. You need one to get DUO, to apply for government benefits, you get paid quicker and making payments via ideal
Having a Dutch Bank Account will save you a lot of headaches down the line. You need one to get DUO, to apply for government benefits, you get paid quicker and making payments via ideal
ABN AMRO's Student Package is a free banking solution for students aged 16 to 30 enrolled in full-time MBO, HBO, or university programs. It includes a current account, debit card, and access to online banking via the ABN AMRO app. Students can open an account within minutes using the app, even without a BSN number, by verifying their identity with a Dutch ID or international passport. The package also offers optional services like a free savings account and discounted insurance policies tailored for students. Upon graduation, it's recommended to convert the Student Package to a Basic Payment Package to continue seamless banking services.
You can open your free Dutch bank account in 5 minutes, without a BSN!
bunq offers students bunq Pro for free (normally €9.99/month) and it is the most complete banking solution for students. As a student, you only have to upload your proof of enrollment in your profile, how easy is that!
You can easily budget your expenses, open shared accounts with your friends, make payments in 22 currencies with no hidden fees, and earn high interest on savings, besides being able to enjoy all the deals bunq has to offer.
The account includes free credit/debit cards with no credit checks and supports local IBANs for German, Spanish, French, Dutch or Irish bank accounts.
With Revolut, you can open a fully digital bank account in just a few minutes, perfect for international students getting settled in the Netherlands. Their free Standard plan gives you everything you need to manage your money confidently from day one.
You can budget your spending, organise your bills with Pockets, hold and exchange multiple currencies, and send money abroad quickly and at competitive rates. Revolut also gives you strong in-app security and both virtual and physical debit cards you can start using right away.
If you sign up through our link, you can receive a €20 welcome bonus (18+, T&Cs apply. Valid until 31/12/2026). This makes Revolut an easy, reliable, and student-friendly banking choice when starting your life here.
