How to Save Money as an International Student in the Netherlands (2025 Edition)

The struggle is real

Between rent, groceries, and that irresistible stroopwafel at the market, life in the Netherlands can get expensive fast. Many international students arrive with big dreams, only to realize that budgeting in euros can be trickier than expected.

But here’s the good news: with a few smart habits, local tips, and a little Dutch know-how, you can live well without breaking the bank. Whether you’re in Nijmegen, Amsterdam, or Groningen, this guide will show you how to save money like a pro in 2025.

1. Master your student budget

Let’s start simple, budgeting doesn’t have to be boring.
Use tools like Nibud’s Student Budget Calculator to get a realistic overview of your monthly costs. Apps like Buddy Budget, YNAB, or DigiD’s Budget Planner can help you track spending and set goals.

Pro tip: Track your OV-chipkaart travel expenses every month, many students are surprised by how much they spend just tapping in and out!

On average, international students in the Netherlands spend between €1,100 and €1,400 per month (Nibud 2025). Knowing your numbers helps you decide where you can cut back without cutting fun.

2. Save on housing (safely)

Rent is often your biggest expense, so choose wisely.
Stick to verified platforms such as Kamernet, Room.nl, SSH, or HousingAnywhere.

Before signing, check the contract terms and compare your rent to the Dutch government’s rental point system to ensure you’re not overpaying.

Pro tip: When you move out, make sure to leave your room spotless and take pictures, this increases your chances of getting your deposit back without arguments.

Brave Ones tip: You can also share larger flats to save costs, and make new friends while you’re at it.

6. Student discounts everywhere

Dutch student life comes with hidden treasures — from 50% off movie tickets to cheap museum entries.

Start with:

• ISIC card – valid internationally.

• Student Beans and UniDays – for tech, clothing, and travel deals.

• Dutch platforms like CJP and Museumkaart – great for culture lovers.

Pro tip: Many local cinemas, cafés, and gyms offer unlisted student discounts, always ask!

7. Free & fun things to do in the Netherlands

Saving money doesn’t mean saying no to fun. Many Dutch cities host free festivals, student clubs, and volunteering events that make you feel part of the community.

Try:

• Joining ESN (Erasmus Student Network) events.

• Visiting free cultural days during Museum Night or Open Monumentendag.

• Volunteering with local initiatives, great for your CV and your social circle.

Storytime: One international student in Nijmegen told us she made her best friends through volunteering at a student festival, “it didn’t cost a cent, but it gave me everything.”

8. Shift your mindset: from spending to saving smart

Saving isn’t about restriction, it’s about freedom. Every euro you manage wisely gives you more options later, whether that’s a weekend trip, a concert, or simply peace of mind.

Take pride in being resourceful. Living in the Netherlands on a budget doesn’t mean you’re missing out, it means you’re making it work. And that’s something to celebrate.

Quick Summary: Your Saving Checklist

•  Track expenses with an app.

•  Find housing through verified platforms.

•  Cook at home and use Too Good To Go.

•  Cycle and use student travel benefits.

•  Apply for tax returns & allowances.

•  Use every student discount possible.

•  Join free events and local communities.

At Brave Ones, we know studying abroad isn’t always easy, but you don’t have to figure it all out alone. From finding housing to making the most of your student budget, we’re here to help you thrive, not just survive, in the Netherlands.