How to Avoid Housing Scams in the Netherlands (2026 Update)

16-01-2026
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How to Avoid Housing Scams in the Netherlands (2026 Update)

Finding housing in the Netherlands is already stressful — and unfortunately, scammers know this. Every year, thousands of international students and young professionals fall victim to housing scams, often before they even arrive in the country.

This 2026 update explains exactly how housing scams work in the Netherlands, how to recognise red flags early, and what to do if something feels off. Whether you’re searching from abroad or already in the Netherlands, this guide helps you protect your money, documents, and peace of mind.

Summary: Housing Scams in the Netherlands

  • Housing scams are most common in big student cities like Amsterdam, Utrecht, Groningen, Eindhoven, and Nijmegen

  • Scammers target internationals searching from abroad or urgently

  • Never pay money without a signed contract and verified landlord identity

  • If a deal feels rushed, exclusive, or “too easy”, it usually is

Why Housing Scams Are So Common in the Netherlands

The Dutch housing market is extremely competitive, especially for students and starters. Scammers take advantage of:

  • Housing shortages in student cities

  • International students unfamiliar with Dutch rules

  • Urgent timelines before semesters start

  • Trust in English-speaking platforms and social media

Most scams are not sophisticated — they rely on pressure, urgency, and lack of local knowledge.

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The Most Common Housing Scams (2026)

1. Paying a Deposit Before Viewing

You’re asked to transfer a deposit to “secure the room” before a viewing — often because you’re abroad.

Reality: Legitimate landlords do not require payments before contracts and verification.

2. Fake Landlords Using Copied Listings

Scammers copy real listings from platforms like Pararius or Funda and repost them on Facebook or WhatsApp groups at lower prices.

Red flag: Reverse image search shows the same photos elsewhere.

3. The ‘I’m Abroad’ Landlord Story

The landlord claims to live abroad and cannot do viewings, promising to mail keys after payment.

This is one of the most common scams in the Netherlands.

4. Fake Contracts With Real-Looking Logos

Scammers send professional-looking contracts using logos of Dutch agencies, municipalities, or housing corporations.

Tip: A PDF alone means nothing without identity verification.

5. Request for Personal Documents Too Early

Scammers may ask for passport copies, BSN numbers, or residence permits.

Danger: This can lead to identity fraud.

How to Verify a Rental in the Netherlands

Step 1: Verify the Address

  • Check the address via Google Maps

  • Look for inconsistencies in floor numbers, building type, or location

Step 2: Verify the Landlord or Agency

Ask for:

  • Full legal name

  • Chamber of Commerce (KvK) number (for agencies)

  • Proof of ownership or authorization

You can check KvK numbers via the Dutch Chamber of Commerce.

Step 3: Check the Contract Carefully

A legitimate Dutch rental contract includes:

  • Exact address

  • Rental price excluding/including utilities

  • Deposit amount (usually 1–2 months max)

  • Registration permission

Payment Rules You Should Never Break

Never:

  • Pay cash

  • Pay via gift cards, crypto, or Western Union

  • Transfer money without a signed contract

  • Pay a deposit before verification

Always:

  • Pay via Dutch or EU bank transfer

  • Keep proof of payment

  • Ask for a receipt

Safe Platforms vs High-Risk Platforms

Generally Safer Platforms

  • Housing corporations

  • University housing partners

  • Registered rental agencies

  • Platforms requiring paid verification

High-Risk Platforms

  • Facebook groups

  • WhatsApp or Telegram listings

  • Craigslist-style boards

These are not automatically scams — but extra caution is required.

What to Do If You Suspect a Scam

  1. Stop communication immediately

  2. Do not transfer any money

  3. Collect screenshots and documents

  4. Report the listing to the platform

  5. If money is lost, contact your bank immediately

You can also report scams to:

  • Dutch police (online fraud reporting)

  • Your university or housing office

What to Do If You’ve Already Been Scammed

If you’ve already paid:

  • Contact your bank the same day

  • File an online police report in the Netherlands

  • Do not send additional money

Recovery is not guaranteed — but speed matters.

Common Mistakes International Students Make

  • Trusting friendliness over verification

  • Assuming English-speaking = legitimate

  • Believing urgency is normal

  • Sending documents too early

Scammers rely on emotional pressure, not legal tricks.

Realistic Example

A student in Nijmegen found a €450 room on Facebook. The landlord requested a €900 deposit before viewing because “many students were interested”. The listing photos were copied from an agency website. The money was never recovered.

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Frequently Asked Questions

Is it normal to pay a deposit before arrival?

No. Payment should only happen after contract signing and verification.

Can a landlord refuse registration?

In most cases, no. Refusing registration is a major red flag.

Are WhatsApp contracts legal?

No. Contracts must be formal documents, not chat agreements.

Glossary

Deposit: Refundable security amount, usually 1–2 months’ rent

KvK: Dutch Chamber of Commerce registration number

Registration: Municipal address registration (BRP)

Sources & Useful Links

  • Dutch Police – Online Fraud Reporting

  • Dutch Chamber of Commerce (KvK)

  • University housing offices

Final Advice

If something feels wrong, it usually is. In the Dutch housing market, patience and verification matter more than speed.

At Brave Ones, we help international students and starters understand Dutch housing rules — so you can focus on building your life, not recovering from scams.